ExCEL Power Up Your FQ

Thinking skills

To invest on certain company or sector, thinking skill should be implied on a person for them to think and find the right strategy for every investor. Calculation is also needed to calculate for the dividend, profit growth and so on.

Adaptability

As the investment rate will be grow and decline inconsistently, we must adapt with the situation to decide to buy or sell it.

This program gave a lot of information regarding the investment. The speaker provided the basic and fundamental knowledge for the newbie in order for them to have the knowledge on it before they start to invest. There were a lot of sectors in investment such as construction, energy, health care, plantation, technology, REITs and so on.

He provided the pyramid of investment risk for the participants to understand that the level of the risk for investment. Most of the people having saving accounts and they received the interest from their bank and this is one kind of the investment which is low risk.

The speaker said that before starting to invest, we must find the right strategies because there is no perfect portfolio for every investor. He provided 3 aspects needed to know to find our right strategy such as the investing objective, risk appetite and investing time horizon.

Furthermore, he also taught us the way to calculate net worth, total liabilities, current assets and so on to have better understanding on that company before we start to invest.

Before joining this webinar, I had an virtual account to virtually invest on certain company instead of investing using the real money. I had the difficulties on deciding and selecting which company should I invest to as there are a lot of company in there. Some suggestions were given by my friends on which companies could be invest on as they may give much profit after some period by looking and at the line graph and based on some calculation and so on. Although they gave me suggestion and explaining about investment, I still have no much ideas on that.

After joining this webinar, the speaker explain the investment from fundamental, thus this helped me a little on understanding about investment. The rest of the knowledge have to think critically by myself on how to find the right strategy, how to do the calculation on the  assets, liabilities, equity and so on. Adaptation is needed to adapt on the company that I had invested. I have to think quickly to continue buying or selling it before I get any lost on the money that I invested. Besides, I learnt that to find investment grade companies, 4 aspects have to be focused are consistent profit growth, little debt, strong cash flow and increasing dividend.